Frederick Community College - Frederick Community College

St. Paul's Lutheran Church Parish Hall (basement)
19 West Pennsylvania Avenue
Walkersville, MD 21793
301-845-0213
http://www.gladevalley.org

Available to all, regardless of residency. Open Saturdays, 10am-2pm. During COVID, by appointment only.

ASSISTANCE FOR BASIC NEEDS (Housing, Food, Clothing, Etc.)

Advocates for Homeless Families, Inc.
216 Abrecht Place Frederick, MD 21701 301-662-2003 http://www.afhf88.org Advocates for Homeless Families empowers motivated one and two parent families with custody of one or more children to break the cycle of homelessness. Participating families achieve success through a structured two-year program of education, housing, and extensive support services. Primary programs are Families Forward, for families at risk of homelessness who reside in their own homes, and Transitional Housing, for homeless families who reside in one of 15 scattered-site housing units. Advocates offers, among other services, weekly one-on-one case management, life skills workshops, referrals to external supports, support groups, and limited financial assistance for childcare and transportation expenses. Every adult participant in Advocates’ programs must meet a 35-hour weekly productivity standard in order to stay in either of the two programs. The productivity standard can be met through an accumulation of hours spent at work, school, life skills workshops, case management meetings, job training, and attendance at AA or NA meetings if warranted. All children must attend school on a regular basis or have certified childcare services and must be given the opportunity to engage in supervised after-school and summer activities.
City of Frederick Department of Planning
Municipal Office Annex 140 West Patrick Street Frederick, MD 21701 301-600-2842 http://www.cityoffrederick.com/index.aspx?nid=221 The City of Frederick Department of Planning is a local administrative agency for the Maryland Department of Housing and Community Development (DHCD) Special Loan Programs, which can include rehabilitation loans to owners of rental property of one to four units. These loans from DHCD are known as sponsor loans and can be made to nonprofit or for-profit owners. Once a unit has been rehabilitated under this program, there will be income limit requirements for the tenant and caps on the rent that can be charged. The City of Frederick Department of Planning can assist qualified low-income homeowners with loans for rehabilitation. There are no application fees. Participants must own and reside in the home. There are income limits for participation and underwriting criteria for evaluating applications. Maryland DHCD also has a Lead Hazard Reduction Grant and Loan Program for both single family owner-occupied homes and rental properties of 1 to 100 units. The City of Frederick Department of Community Development will assist property owners who wish to apply for these grants or loans. Sold on Frederick II provides assistance to income-eligible first-time homebuyers in Frederick City. Community Development Block Grant second mortgage loans for up to $8,000 can help cover down payment and closing.
Clothes Closet
Faith Baptist Church
2122 Jefferson Pike Knoxville, MD 21758 301-834-7755 https://www.faithbaptistknoxvillemd.com Offers a free clothes closet for anyone in need. They may also accept donations of gently used clothing, small housewares, books, and toys. Call the numbers below for hours or to set up an appointment.
New Life Fellowship
2349 Back Road Sharpsburg, MD 21782 301-432-2161 Offers a free clothes closet for anyone in need. They may also accept donations of gently used clothing, small housewares, books, and toys. Call the numbers below for hours or to set up an appointment.
Thurmont United Methodist Church
13880 Long Road Thurmont, MD 21788 301-271-4511 https://thurmontchurch.com/ Offers a free clothes closet for anyone in need. They may also accept donations of gently used clothing, small housewares, books, and toys. Call the numbers below for hours or to set up an appointment.
Food and Friends
219 Riggs Road, N.E. Washington, DC 20011 202-269-2277 http://www.foodandfriends.org Food and Friends prepares, packages, and delivers medically appropriate meals and groceries to people living with HIV/AIDS and other life challenging illnesses such as breast, colon, and lung cancer. To be eligible for services, applicant must have a qualifying illness, a compromised nutritional status, and inability to prepare their own meals. Food and Friends serves Frederick County.
Food Banks
Brunswick Food Bank
Brunswick City Annex 601 East Potomac St. Brunswick, MD 21716 301-834-9718 Through a network of 8 affiliated food banks located in Frederick, Brunswick, Jefferson, Middletown, Thurmont, Emmitsburg, Walkersville, and Knoxville, the Religious Coalition provides emergency food assistance. Food assistance is available to any Frederick County resident who is in need. Please call the numbers below for food bank hours.
Emmitsburg Food Bank
502 East Main Street Emmitsburg, MD 21727 717-642-6963 http://www.emmitsburgmd.gov/community_outreach/foodbank.php Through a network of 8 affiliated food banks located in Frederick, Brunswick, Jefferson, Middletown, Thurmont, Emmitsburg, Walkersville, and Knoxville, the Religious Coalition provides emergency food assistance. Food assistance is available to any Frederick County resident who is in need. Please call the numbers below for food bank hours.
Frederick Food Bank
Frederick Community Action Agency 14 East All Saints Street Frederick, MD 21701 301-600-3972 https://www.cityoffrederickmd.gov/462/Food-Bank-Program Through a network of 8 affiliated food banks located in Frederick, Brunswick, Jefferson, Middletown, Thurmont, Emmitsburg, Walkersville, and Knoxville, the Religious Coalition provides emergency food assistance. Food assistance is available to any Frederick County resident who is in need. Please call the numbers below for food bank hours.
Glade Valley Food Bank
Glade Valley Community Services 21 West Frederick Street Walkersville, MD 21793 301-845-4229 Through a network of 8 affiliated food banks located in Frederick, Brunswick, Jefferson, Middletown, Thurmont, Emmitsburg, Walkersville, and Knoxville, the Religious Coalition provides emergency food assistance. Food assistance is available to any Frederick County resident who is in need. Open Mondays 6:30-7:30pm and Thursdays 1:00-3:00pm. Curbside Pick-up available during Covid.
Jefferson Food Bank
St. Paul Lutheran Church 3866 Jefferson Pike Jefferson, MD 21755 301-473-8626 https://www.stpauljeff.com/Food-Bank Through a network of 8 affiliated food banks located in Frederick, Brunswick, Jefferson, Middletown, Thurmont, Emmitsburg, Walkersville, and Knoxville, the Religious Coalition provides emergency food assistance. Food assistance is available to any Frederick County resident who is in need. Please call the numbers below for food bank hours.
Knoxville Food Bank
Mt. Zion A.M.E. Church 202 Jefferson Pike Knoxville, MD 21758 301-834-7221 Through a network of 8 affiliated food banks located in Frederick, Brunswick, Jefferson, Middletown, Thurmont, Emmitsburg, Walkersville, and Knoxville, the Religious Coalition provides emergency food assistance. Food assistance is available to any Frederick County resident who is in need. Please call the numbers below for food bank hours.
Middletown Food Bank
301 West Main Street Middletown, MD 21769 301-371-3182 Through a network of 8 affiliated food banks located in Frederick, Brunswick, Jefferson, Middletown, Thurmont, Emmitsburg, Walkersville, and Knoxville, the Religious Coalition provides emergency food assistance. Food assistance is available to any Frederick County resident who is in need. Please call the numbers below for food bank hours.
Greater Urbana Area Food Bank
Frederick, MD 240-529-4815 The following food banks are not affiliated with the Religious Coalition. Food assistance is available to any Frederick County resident who is in need. Please call the numbers below for food bank hours and to schedule an appointment.
Southern Frederick County Food Bank
Emmanuel Trinity Lutheran Church 4004 Ballenger Creek Pike Frederick, MD 21703 301-624-5838 The following food banks are not affiliated with the Religious Coalition. Food assistance is available to any Frederick County resident who is in need. Please call the numbers below for food bank hours and to schedule an appointment.
Food Pantries
Bread of Life Community Kitchen
Frederick Rescue Mission 419 West South Street Frederick, MD 21701 301-695-6633 Provides food, as available, to anyone calling for help. Call the numbers listed below for arrangements prior to pick up.
Faith Reformed Presbyterian Church
8158 Yellow Springs Road Frederick, MD 21702 301-662-0662 Provides food, as available, to anyone calling for help. Call the numbers listed below for arrangements prior to pick up.
Grace Brethren Church
5102 Old National Pike Frederick, MD 21702 301-473-4337 Provides food, as available, to anyone calling for help. Call the numbers listed below for arrangements prior to pick up.
Mt. Airy Net
inside Calvary United Methodist Church 403 North Main Street Mt. Airy, MD 21771 301-829-0472 301-829-0358 http://www.mtairynet.org Provides food to families in need that live in Mt. Airy, 21771. Call the number listed above for arrangements prior to pick up.
Second Street and Hope, Inc.
8 West Second Street Frederick, MD 21701 301-639-5962 301-620-1001 Provides food, as available, to anyone calling for help. Call the numbers listed below for arrangements prior to pick up.
South End Baptist Church
506 Carrollton Drive Frederick, MD 21701 301-662-4347 301-662-4780 Provides food, as available, to anyone calling for help. Call the numbers listed below for arrangements prior to pick up.
St. Peter the Apostle Roman Catholic Church
9201A Church Street Libertytown, MD 21762 (Union Bridge) 301-898-5111 *targets a radius of 15 miles from Libertytown Provides food, as available, to anyone calling for help. Call the numbers listed below for arrangements prior to pick up.
Frederick Community Action Agency
100 South Market Street Frederick, MD 21701 301-600-1506 http://www.cityoffrederick.com/fcaa Through a wide array of programs and services, the Frederick Community Action Agency (FCAA) provides food, shelter, medical care, transportation, housing, and other forms of assistance to help families and individuals that are lower-income or homeless. See index for a complete listing of Frederick Community Action Agency programs.
Case Management Services
Frederick Community Action Agency 100 South Market Street Frederick, MD 21701 301-600-1506 http://www.cityoffrederick.com/fcaa FCAA case managers work one-on-one with lower income families and individuals to help them obtain a wide range of services and assistance including public benefits, legal assistance, affordable housing, and other resources.
Food and Nutrition Services
Frederick Community Action Agency 100 South Market Street Frederick, MD 21701 301-600-1506 301-600-3972 http://www.cityoffrederick.com/fcaa The FCAA operates a Foodbank Program that provides a 3 to 5 day supply of food to families that are facing an economic crisis and cannot afford to buy groceries. The agency also operates a Soup Kitchen that serves an evening meal from 5:30p.m.-6:30p.m., 7 evenings a week. FCAA operates the Summer Food Service Program which provides a free lunchtime meal to children age 18 and younger and targets low-income children who receive free or reduced-price lunches during the school year. The nutritious and balanced meals are served Monday through Friday during the months of June, July, and August.
Homebuyer Education Classes
Frederick Community Action Agency 121 South Market Street Frederick, MD 21701 301-600-6206 301-600-1506 http://www.cityoffrederick.com/fcaa The FCAA offers Homebuyer Education Classes on a regular basis to assist first-time homebuyers that are working to purchase their own home or to better understand the process of obtaining a mortgage. Families that graduate from the Homebuyer Education Program often benefit from follow-up counseling or an individual basis with an FCAA Housing Counselor. Families and adults in need of housing counseling for first-time homebuyers are eligible for these classes.
Housing Counseling Services
Frederick Community Action Agency 100 South Market Street Frederick, MD 21701 301-600-6206 / 301-600-2070 http://www.cityoffrederick.com/fcaa The FCAA is a HUD-Approved Housing Counseling Agency and provides pre-purchase, default, reverse mortgage, and rental housing counseling for renters, homeowners and first-time homebuyers. Families and adults in need of housing counseling services such as mortgage default counseling, reverse mortgage counseling, or first-time homebuyer education are eligible for these services.
Housing First Program
Frederick Community Action Agency 100 South Market Street Frederick, MD 21701 301-600-1506 http://www.cityoffrederick.com/fcaa The Housing First Program provides subsidized permanent housing to people who need it most: chronically homeless, disabled individuals that are literally living on the streets. With funding from HUD and other resources, the FCAA has established 20 scattered-site Housing First units; supportive services like case management are provided by FCAA staff.
Office of Home Energy Programs
Frederick Community Action Agency 420 East Patrick Street P.O. Box 3929 Frederick, MD 21701 301-600-2410 800-332-6347 301-600-1506 http://www.cityoffrederick.com/fcaa http://dhs.maryland.gov/office-of-home-energy-programs/how-do-you-apply The FCAA administers the Office of Home Energy Programs (OHEP) for Frederick County residents. OHEP provides bill assistance to low-income households in the State of Maryland to make their energy costs more affordable and to help with the prevention of loss and the restoration of home energy service. OHEP consists of the following programs: The Maryland Energy Assistance Program (MEAP)- provides financial assistance with home heating bills. Payments are made to the fuel supplier and utility company on the customer’s behalf. The Electric Universal Service Program (EUSP)- provides financial assistance with electric bills. Eligible customers receive help that pays a portion of their current electric bills. Arrearage Retirement Assistance - helps customers with large, past due electric and gas bills. If eligible, customers may receive forgiveness of up to $2,000 towards their past due bill. Customers must have a past due bill of $300 or greater to be considered eligible. Customers may only receive an arrearage grant once every seven years, with certain exceptions. Customers may apply through any one of the following methods: Apply online at mydhrbenefits.dhr.state.md.us Download and print an Application for Energy Assistance Apply in person at the OHEP office located at 420 East Patrick Street Call your local office to receive an application by mail. Information Needed with the Application 1). Copy of Applicant’s photo identification 2). Proof of Residency 3). Copies of Social Security cards for the entire household (including children) 4). Proof of your household’s total Gross income for the last 30 day period 5). A copy of your most recent Utility bill, termination notice (if applicable) 6). A copy of your most recent heating fuel bill or receipt (if applicable)
Outreach and Transportation Services
Frederick Community Action Agency 100 South Market Street Frederick, MD 21701 301-600-1506 http://www.cityoffrederick.com/fcaa FCAA outreach workers and other staff perform outreach services to local shelters, streets, woods, and other areas where homeless people can be found. Staff members strive to meet people who are homeless, familiarize them with available resources, and build trusting relationships. On weekdays, the FCAA operates a free van run that transports people to a variety of human service agencies located around Frederick City.
PATH Project/SOAR Program
Frederick Community Action Agency 100 South Market Street Frederick, MD 21701 301-600-1506 301-600-3972 http://www.cityoffrederick.com/fcaa The federally funded PATH Project provides case management, outreach, and transportation services to people who are homeless and have a serious mental illness. PATH Project staff work closely with therapists and psychiatrists from other agencies to ensure adequate access to mental health treatment services for homeless people. The SSI/SSDI Outreach, Assessment and Recovery, or SOAR Program, helps people that are homeless and disabled to apply for disability benefits available through the Social Security Administration. In addition, the SOAR case manager assists people with obtaining necessary documents, such as birth certificates and photo identification cards, needed to apply for benefits.
Transitional Shelter and Apartments
Frederick Community Action Agency 100 South Market Street Frederick, MD 21701 301-600-1506 301-600-3960 http://www.cityoffrederick.com/fcaa The Frederick Transitional Shelter for Homeless Families is a 31-bed shelter that was built by the City of Frederick and is operated by the FCAA. The shelter provides transitional housing and a wide range of supportive services for homeless families and physically disabled adults. The Transitional Apartments provide long-term transitional housing and supportive services for families in need of transitional housing. Families residing in the Transitional Apartments must first be admitted to and stabilized at the Transitional Shelter.
Weatherization Assistance Program
Frederick Community Action Agency 121 South Market Street Frederick, MD 21701 301-600-6206 / 301-600-2070 http://www.cityoffrederick.com/fcaa The Weatherization Assistance Program (WAP) provides home weatherization services for income-eligible households living in Frederick County. The family may rent or own their home, but renters must obtain landlord permission. Households eligible for weatherization must meet income or other eligibility criteria.
Frederick County Department of Housing and Community Development
401 Sagner Avenue Frederick, MD 21701 301-600-1061 http://www.frederickcountymd.gov/6366/Housing Under the guidance of the Affordable Housing Council, the Frederick County Department of Housing and Community Development is committed to providing a range of safe and affordable housing choices for Frederick County residents, with an emphasis on serving low to moderate income and special needs populations.
Bell Court
Frederick County Department of Housing and Community Development 401 Sagner Avenue Frederick, MD 21701 301-600-1061 http://www.frederickcountymd.gov/6366/Housing Provides affordable housing for senior citizens. Bell Court consists of 28 1-bedroom units in Woodsboro, Maryland. Tenants must be age 62, and meet income eligibility. Vacancies occur only about 2 to 3 a year, so waiting list is slow-moving.
Frederick County Minimum Livability Code for Renters
Frederick County Department of Housing and Community Development 401 Sagner Avenue Frederick, MD 21701 301-600-1061 301-600-3531 http://www.frederickcountymd.gov/6366/Housing Local housing code that sets minimum property standards for rental housing in Frederick County, excluding Frederick City. Inspections are made on a complaint basis and only rental properties are involved. The tenant or owner may file a complaint.
Homebuyer Assistance Programs
Frederick County Department of Housing and Community Development 401 Sagner Avenue Frederick, MD 21701 301-600-1061 301-600-6647 http://www.frederickcountymd.gov/6366/Housing The Homebuyer Assistance Program provides down payment/closing cost assistance loans to income eligible, first-time homebuyers. Applicant must be at least 18 years of age and meet eligibility requirements. A Lender must submit the application for the applicant.
Housing Choice Voucher (Section 8) Program
Frederick County Department of Housing and Community Development 401 Sagner Avenue Frederick, MD 21701 301-600-1061 301-600-3504 http://www.frederickcountymd.gov/6366/Housing Provides tenant-based rental assistance for program eligible persons living in private market rentals (not public housing). There is typically a waiting period of several years.
Housing Rehabilitation Programs
Frederick County Department of Housing and Community Development 401 Sagner Avenue Frederick, MD 21701 301-600-1061 http://www.frederickcountymd.gov/6366/Housing Assists qualified homeowners in Frederick County with preservation and improvements to their properties, by bringing them up to applicable building codes and standards. The Emergency Rehab Program is available countywide to income eligible homeowners who have minor emergency repair needs. These funds are distributed as low cost loan repayments, or deferred loans, depending upon the individual circumstances. State Special Loan Programs include various types of loan programs to assist low-income residents with major home repairs and lead paint issues.
Frederick County Department of Social Services Family Investment
1888 North Market Street Frederick, MD 21701 301-600-4575 301-600-4555 http://dhr.maryland.gov/local-offices/frederick-county/ Provides assistance benefits for Food Stamps, Temporary Cash Assistance, Medical Assistance, and Energy Assistance Programs. Customers may apply in person, or may apply online at http://www.marylandsail.org or through the agency’s web site. Customers applying online must provide a valid mailing address and daytime telephone number and will be sent a letter with the date and time for a telephone interview. Customers applying in person will have a face-to-face interview. Customers with a utility cut off notice must apply in person and bring their cut off notice with them.
Frederick County Health Department Frederick County WIC Program
350 Montevue Lane Frederick, MD 21702 301-600-2507 http://www.frederickcountymd.gov/wic http://www.mdwic.org The Frederick County WIC Program is a federally funded nutrition program. Their mission is to assist eligible Women (Pregnant, Breastfeeding, and Post-Partum), Infants, and Children (under 5 years of age) to achieve improved nutrition and health status by providing nutrition education, health screenings, healthy foods, breastfeeding support, and referrals to other helpful programs in a caring, supportive environment.
Frederick Rescue Mission
419 West South Street Frederick, MD 21701 301-695-6633 http://www.therescuemission.org The Frederick Rescue Mission has been serving Frederick city and the surrounding areas for over 5 decades. Established as a non-profit Christian ministry in 1964, they continue today to meet the needs of the homeless, needy, and chemical-dependent citizens in the area. They offer a faith-based life recovery program to help restore individuals and families to the community with a hope and a future. They offer a wide range of services in addition to the rehabilitation programs including breakfast, lunch, furniture, clothing, showers, and groceries as well as many outreach programs over the course of the year.
Beacon House
Frederick Rescue Mission 419 West South Street Frederick, MD 21701 301-695-6633 x205 http://www.therescuemission.org Provides a one year intensive Changed Life Recovery Program for men with substance abuse disorders. Men must be physically able to attend Christian curriculum classes and participate in work therapy. Program participants are not permitted to work outside of the program. Part time employment may be provided by a local retreat and conference center. All finances are managed by the program with special financial requirements.
Faith House
Frederick Rescue Mission 419 West South Street Frederick, MD 21701 301-695-6633 http://www.therescuemission.org/ Faith House is a 90-day program for women who are experiencing homelessness. We shelter up to 10 women with or without children. Faith House will not only provide a safe refuge for these women to get off the streets, but it will give them a consistent place to stay while they work one-on-one with a case manager to remedy many of the underlying causes of their homelessness. Staff of Faith House will work closely with various other nonprofits and service providers in the community to assist women in the areas of spiritual and emotional needs, health and wellness, and life skills. The Faith House Transitional Living Program offers women who have completed the 90-day program (or who are referred from a partnering agency) with a place to live for up to one year. Transitional Living Apartments facilitate slow but steady transition to independence while continuing to offer a support system and a strong sense of community.
Food Distribution Center
Frederick Rescue Mission 419 West South Street Frederick, MD 21701 301-695-6633 http://www.therescuemission.org Provides food, such as fresh produce, milk, meat, and non-perishable items for anyone in need. Food is distributed from our campus on W South Street. Call for hours of operation.
F.O.O.D. Program
Frederick Rescue Mission 419 West South Street Frederick, MD 21701 301-695-6633 http://www.therescuemission.org The F.O.O.D. Program facilitates the efficient and equitable distribution of food throughout Frederick County. We supply food for local food banks, churches, and organizations, who then make it available to those within their local neighborhoods. With the help of a GIS map developed by the Frederick County Government, those in need can enter their address and find a convenient source for food near their home. See our website to access the interactive GIS map.
George L. Shields Bread of Life Kitchen
Frederick Rescue Mission 419 West South Street Frederick, MD 21701 301-695-6633 https://www.therescuemission.org/ Provides breakfast and lunch daily, 365 days per year. Breakfast served from 7-8am, and lunch served Monday-Saturday noon-1:30pm and Sunday 1-2pm.
Rescued Treasures Voucher Program
Frederick Rescue Mission 419 West South Street Frederick, MD 21701 301-695-6633 x207 http://www.therescuemission.org/ Provides free gently-used clothing, shoes, coats, and linens to those in need. Personal care items are also available. This program operates by appointment only. Check our website for hours and to reserve an appointment.
Glade Valley Community Services
P.O. Box 655 Walkersville, MD 21793 301-845-0213 http://www.gladevalley.org Offers several programs to assist individuals living in the Walkersville feeder school pattern, as defined by Frederick County Public Schools.
Emergency Relief Fund
Glade Valley Community Services P.O. Box 655 Walkersville, MD 21793 301-845-0213 http://www.gladevalley.org The Emergency Relief Fund provides emergency assistance to families and individuals living in the Glade Valley area in the following areas of need: Utilities (Electric, Water); Heating Oil; Mortgage/Rent; Prescription Medication; Other Medical.
Goodwill Industries of Monocacy Valley, Inc.
400 East Church Street Frederick, MD 21701 301-663-6893 http://www.gimv.org Sells used clothing, household items, and furniture; provides loan of used assistance devices such as wheelchairs, walkers, crutches, and adult potty chairs. (See complete description of services under the heading "Special Populations Services: Services for Those with Physical, Emotional, or Intellectual Disability.”)
Habitat for Humanity of Frederick County, MD
Habitat Home Repairs
Habitat for Humanity 24 South Wisner Street, Suite 130 Frederick, MD 21701 301-698-2449 http://www.frederickhabitat.org Habitat for Humanity partners with families who cannot afford necessary repairs to their homes and are in need of assistance. These repairs may range from minor clean-up efforts to major repairs to aging-in-place modifications for seniors. All are aimed at helping citizens retain their homes in a safe and decent manner. To qualify for Habitat Home Repair services, you must have: 1. A need for repairs that you cannot complete yourself. 2. Ownership and occupancy of the home as your primary residence for at least 1 year and plans to stay in the home for at least 3 years. 3. A total family income less than 80% of Frederick County’s median income. 4. Proof of Homeowner's Insurance
Home Ownership
Habitat for Humanity Listed in section(s): Assistance for Basic Needs 24 South Wisner Street, Suite 130 Frederick, MD 21701 301-698-2449 http://www.frederickhabitat.org Habitat for Humanity works alongside qualified home buyers to build or renovate their own future home. When construction is complete, the new homeowner purchases their home through a low-down payment, low-interest rate loan, which makes it affordable for their budget. Habitat for Humanity of Frederick County home projects are located throughout the County. Qualified buyers work hard to make their dream of home ownership come true by contributing “sweat equity,” attending home ownership workshops, following program guidelines and repaying their mortgage after purchase. They are supported by the staff of Habitat every step of the way to ensure success! To qualify for a Habitat for Humanity home, you must have: 1. Experienced barriers to becoming a home buyer. This could be difficulty qualifying for a mortgage, an inability to save enough for a down payment and closing costs, or low credit scores. 2. Currently live or work in Frederick County (for a minimum of one year). 3. A total family income between 30% and 80% of Frederick County’s median income.
ReStore Home Improvement Center
Habitat for Humanity of Frederick County, MD 917 North East Street Frederick, MD 21701 301-662-2988 301-698-2449 http://www.frederickhabitat.org/restore The ReStore is a home improvement center that supports the work of Habitat for Humanity right here in Frederick County. By shopping at and donating to the Frederick ReStore, you help more Habitat for Humanity homeowners achieve the strength, stability and self-reliance they need to build better lives for themselves and their families. The ReStore takes in quality donations of gently used, discontinued and overstocked building materials, home improvement items, furnishings and accessories donated by individuals, suppliers, and contractors. We sell these new and reusable goods to the public at a fraction of retail cost. Not only does this system raise important funds for Habitat for Humanity’s work in Frederick County, but by making donated materials available for reuse, we promote environmental responsibility and divert tons of reusable building materials from taking up space in local landfills.
Housing Authority of the City of Frederick
209 Madison Street Frederick, MD 21701 301-662-8173 http://www.hacfrederick.org The program is dedicated to providing decent, safe, sanitary, and affordable housing for low and moderate income families and individuals. The Housing Authority administers a Section 8 Rental Assistance program and owns and manages approximately 300 public housing units in Frederick. The amount of rent paid by the participant is based on adjusted gross income for both programs. The Housing Authority of the City of Frederick also offers many programs to assist residents in their efforts to succeed in work and school, including programs for children which help support and celebrate academic success. Also offered is a Home Ownership program. This program helps prepare participants for successful home ownership, including credit repair, budgeting, and participation in first time home buyer programs.
Interfaith Housing Alliance
Family Rental Communities
Interfaith Housing Alliance 22 South Market Street, Suite 217 Frederick, MD 21701 301-662-4225 http://www.interfaithhousing.org/ IHA builds, manages, and preserves affordable rental communities for families and seniors throughout central and western Maryland and south-central Pennsylvania. IHA owns two apartment complexes in Frederick and several others in the region which provide affordable housing for low to moderate income families and individuals. The complexes in Frederick are 520 N Market Street (59 units) on North Market Street and the Weinberg House senior apartments (23 units) on Broadway Street. Apartments are also available in Westminster, Frostburg, MD and Chambersburg, PA. Lease to own homes in Cumberland and Glen Burnie are currently full, but maintain waiting lists.
Financial and Homeownership Workshops
Interfaith Housing Alliance 22 South Market Street, Suite 217 Frederick, MD 21701 301-662-4225 http://www.interfaithhousing.org/ The Financial and Housing Workshops provide financial education and housing counseling services and workshops for the working poor, seniors on fixed incomes, and individuals or families with disadvantages and/or disabilities, to give them the knowledge and resources they need to achieve economic stability and a higher quality of life.
Purchase-Repair Homeownership Program
Interfaith Housing Alliance 22 South Market Street, Suite 217 Frederick, MD 21701 301-662-4225 http://www.interfaithhousing.org/ IHA’s Purchase-Repair Homeownership Program provides affordable homeownership opportunities to families and individuals in Carroll, Frederick, and Washington counties. Homes are purchased with no down payment and below market interest rates. Qualified participants receive technical assistance from IHA through the entire homeownership process, from credit repair and budgeting counseling, preparing the loan application, locating and placing an appropriate home under contract, how to repair and maintain their home, as well as on-going post-purchase counseling to eliminate any chance of foreclosure in the future. The entire community benefits by revitalizing neglected communities, reusing infra-structure, and preserving existing housing.
Low Income (Subsidized) Housing
Country Hills Apartments
1000 Heather Ridge Drive Frederick, MD 21702 301-694-0335 1, 2 & 3 bedroom https://www.marylandmanagement.com/Apartments/Maryland/Frederick/Country-Hill Individuals/families must meet income guidelines for eligibility. Most do not have a minimum income requirement. Applicants must apply at the office of each development. There is typically a waiting list for this type of housing.
Frederick Villas
5999 Ladd Ct Frederick, MD 21703 301-694-6858 3 bedroom Individuals/families must meet income guidelines for eligibility. Most do not have a minimum income requirement. Applicants must apply at the office of each development. There is typically a waiting list for this type of housing.
South Mountain Village
1201 Maple Terrace Lane Brunswick, MD 21716 1, 2 & 3 bedroom 301-834-5390 Individuals/families must meet income guidelines for eligibility. Most do not have a minimum income requirement. Applicants must apply at the office of each development. There is typically a waiting list for this type of housing.
Thurmont Village
15A Sunny Close Thurmont, MD 21788 301-271-9800 2 bedroom Individuals/families must meet income guidelines for eligibility. Most do not have a minimum income requirement. Applicants must apply at the office of each development. There is typically a waiting list for this type of housing.
Brunswick House
1100 Peach Orchard Lane Brunswick, MD 21716 301-834-7700 must be 62+ and/or disabled studio & 1 bedroom There are also units available to low-income senior citizens and/or individuals that are disabled. Applicants must apply at the office of each development. There is typically a waiting list for this type of housing.
Catoctin Manor
798 Motter Avenue Frederick, MD 21701 301-620-8666 must be 55+ and disabled efficiency, 1 & 2 bedroom There are also units available to low-income senior citizens and/or individuals that are disabled. Applicants must apply at the office of each development. There is typically a waiting list for this type of housing.
Lincoln on the Park
401 West Lincoln Avenue Emmitsburg, MD 21727 301-447-3911 must be 62+ and/or disabled There are also units available to low-income senior citizens and/or individuals that are disabled. Applicants must apply at the office of each development. There is typically a waiting list for this type of housing.
Moser Manor Apartments
1 West Moser Road #28 Thurmont, MD 21788 301-271-3578 must be 62+ and/or disabled 1 & 2 bedroom There are also units available to low-income senior citizens and/or individuals that are disabled. Applicants must apply at the office of each development. There is typically a waiting list for this type of housing.
Taney Village
1421 Taney Avenue Frederick, MD 21702 301-663-0929 must be 55+ and/or disabled 1 bedroom There are also units available to low-income senior citizens and/or individuals that are disabled. Applicants must apply at the office of each development. There is typically a waiting list for this type of housing.
Victoria Park
105 Sandstone Drive Walkersville, MD 21793 301-845-4885 must be 62+ 1 & 2 bedroom There are also units available to low-income senior citizens and/or individuals that are disabled. Applicants must apply at the office of each development. There is typically a waiting list for this type of housing.
Maryland Department of Housing and Community Development
Homeowners Preserving Equity (HOPE)
7800 Harkins Rd Lanham, MD 20607 301-429-7400 / Hotline: 877-462-7555 http://www.mdhope.org Maryland has created this website and hotline to guide you to resources that may be available to assist both homeowners and renters facing foreclosure. The website includes information to help you understand the foreclosure process and the options that may be available to you. You also can find information that will lead you to a housing counseling agency in your area that can assist you on a more personalized level.
Maryland Mortgage SmartBuy
7800 Harkins Road Lanham, MD 20706 301-429-7852 / Hotline: 800-638-7781 https://mmp.Maryland.gov/Smartbuy Maryland SmartBuy helps homebuyers with qualifying student debt purchase a home. The program works by paying off student debt during the purchase of the home through special Maryland Mortgage Program (MMP) financing. Maryland SmartBuy involves the purchase of move-in-ready homes currently owned by, and available from, the state of Maryland. Maryland SmartBuy 2.0 gives homebuyers an opportunity to purchase any home in Maryland that meets Maryland Mortgage Program guidelines while paying off student debt. This limited time program provides all of the student debt relief offered by the original Maryland SmartBuy while making more homes eligible for purchase.
Maryland Food Bank - Western Branch
Pantry on the Go Program 410-737-8282 https://mdfoodbank.org/hunger-in-maryland/approach/programs/pantry-on-the-go/
Maryland Food Bank - Western Branch 220 McRand Court Hagerstown, MD 21740 301-733-4002 http://www.mdfoodbank.org The Pantry on the Go Program seeks and selects temporary food distribution sites - or mobile pantries - to provide supplementary food assistance in food-insecure rural, urban, and suburban areas. This important program allows the Maryland Food Bank to distribute large amounts of food directly to communities that have little access to other forms of hunger relief.
School Pantry Program
Maryland Food Bank - Western Branch (School Pantry Program) 220 McRand Court Hagerstown, MD 21740 301-733-4002 https://mdfoodbank.org/hunger-in-maryland/approach/programs/school-pantry/ The School Pantry Program is a partnership with local schools that allows food-insecure children and their families to access food assistance directly from their school. The goal of the program is to minimize hunger and malnutrition for low-income households, while also encouraging parents to take an active role in their child’s education and development. This program is part of MFB Kids, a youth outreach initiative sponsored by Giant that seeks to provide children with the nutrition needed to grow healthy and strong.
Mental Health Association of Frederick County 2-1-1 Maryland Western Region
226 South Jefferson Street Frederick, MD 21701 2-1-1 866-411-6803 http://www.211md.org 2-1-1 is an easy-to-remember phone number to call for information and referral to health and human services. This includes: Basic human needs (food and clothing, shelters, rent and utility assistance), Physical and mental health (health insurance programs for adults and children, Medicaid and Medicare, maternal health, medical information lines, crisis intervention services, support groups, counseling, drug and alcohol services), Employment support (job training, transportation, education programs), Support for older Americans and people with disabilities (adult day care, telephone wellness checks, meals, respite care, home health care, transportation services), Support for children, youth, and families (child care, after-school programs, Head Start, family resource centers, mentoring, tutoring, protective services), Mobile crisis services (when the Call Specialist deems it appropriate to send crisis response workers to the caller’s home, either for child or adult services, in Frederick County only), Suicide prevention and intervention services (available to anyone who is at risk of taking his or her own life and to the friends and loved ones of people who are feeling suicidal). 2-1-1 services are available in over 150 languages and available from cellular phones. Airtime and other charges may apply for cell phone users. If you experience difficulty calling 2-1-1, you may access the identical service by calling 866-411-6803.
Middletown Valley People Helping People
P.O. Box 477 Middletown, MD 21769 301-371-3119 Provides services to residents of the Middletown Valley (or Middletown Schools feeder) area including: free transportation to medical appointments, a monthly luncheon for senior citizens, exercise and yoga classes for people 50+, a school supply drive, an “adopt-a-family” program at Christmas, and emergency financial assistance for utilities, rent, etc., as well as providing referrals to other agencies.
Mt. Airy Net
inside Calvary United Methodist Church 403 North Main Street Mt. Airy, MD 21771 301-829-0472 http://www.mountairynet.org/ Provides emergency assistance to residents of Mt. Airy. Food pantry, works with the four county agencies to assist with eviction prevention, prescriptions, and cut-off notices. Hours are 10am-2pm Monday through Thursday.
Rebuilding Together Frederick County
P.O. Box 1822 Frederick, MD 21705 240-415-8728 http://www.rebuildingtogether.org Rebuilding Together has provided extensive home rehabilitation and modification services to low-income homeowners across the country for over 25 years. With the help of everyday citizen volunteers, skilled tradespeople, and the support of local business and major corporate partners, Rebuilding Together affiliates make life better for thousands of low-income homeowners every year. Their work positively impacts the condition of the surrounding community through community center rehabilitation, playground builds, and partnerships with organizations focused on energy efficiency, sustainable community gardens, education, and volunteer engagement.
Religious Coalition for Emergency Human Needs
27 Degrange Street Frederick, MD 21701 301-631-2670 http://www.thereligiouscoalition.org Helps qualified individuals/families with rental assistance, prescription medication, food, emergency transportation assistance (limited to once a year), and/or personal hygiene items. Provides denticaid program that assesses emergency dental needs. Schedules medical appointments for Mission of Mercy at the Frederick site. Also provides information and referral to other community resources. Partners with Frederick Rescue Mission, Way Station, and Goodwill to provide emergency assistance with clothing and furniture needs.
Alan Patrick Linton, Jr. Emergency Shelter
Religious Coalition for Emergency Human Needs 27 Degrange Street Frederick, MD 21701 301-631-2670 x112 http://www.thereligiouscoalition.org The Religious Coalition operates 3 programs for the homeless in the Alan P. Linton, Jr. Emergency Shelter: the Cold Weather Shelter, open from November through March, the Day Shelter, open from November through March, and Exodus Project, open from April through October. From November through March, the shelter provides a warm, safe haven for homeless men and women. The Religious Coalition began a cold weather shelter in 1990. Beds were provided in local churches and housed about 20 people. Close to 300 were served in 2007. A major fund raising campaign enabled the Coalition to purchase a site and construct the Alan P. Linton, Jr. Emergency Shelter in 2002. The Day Shelter provides refuge from the cold for vulnerable clients with physical and mental problems and the frail elderly. It is housed in the Cold Weather Shelter, November through March. The Coalition trains volunteers and supervises the Day Shelter.
Emergency Family Shelter 301-631-2670 ext. 111
Religious Coalition for Emergency Human Needs 27 Degrange Street Frederick, MD 21701 301-631-2670 ext. 111 http://www.thereligiouscoalition.org The Emergency Family Shelter is a scattered-site shelter program comprised of local churches, all who assist with various functions of the program. Residents stay in a host site at night and are transported by Religious Coalition staff during the day to the Day Shelter where they are able to keep the family unit intact and to work on identified case management goals.
Emergency Food Assistance
Religious Coalition for Emergency Human Needs 27 Degrange Street Frederick, MD 21701 301-631-2670 ext. 115 http://www.thereligiouscoalition.org Through a network of 8 affiliated food banks located in Frederick, Brunswick, Jefferson, Middletown, Thurmont, Emmitsburg, Walkersville, and Knoxville, the Religious Coalition provides emergency food assistance. See listing of food banks under this heading.
Emergency Pantry
Religious Coalition for Emergency Human Needs 27 Degrange Street Frederick, MD 21701 301-631-2670 ext. 103 http://www.thereligiouscoalition.org Provides Emergency Pantry Packages to poor families in Frederick County. Each package contains household and hygienic supplies that range from personal products to laundry supplies.
Exodus Project
Religious Coalition for Emergency Human Needs 27 Degrange Street Frederick, MD 21701 301-631-2670 ext. 111 http://www.thereligiouscoalition.org Exodus Project is a comprehensive 90 day program that provides shelter, case management, and supportive services designed to lead people out of homelessness and into independence. It is housed in the Shelter, April to October. This program helps individuals determined to break the cycle of homelessness. It preserves their dignity and well-being while increasing their self-sufficiency.
Salvation Army
223 West Fifth Street Frederick, MD 21701 301-662-2311 http://www.salvationarmyusa.org Provides financial assistance up to $150 once a year for cut-off notices on electric, gas, and/or water/sewage bills, court-ordered eviction notices, and for prescriptions. Christmas assistance provides food, toys, and clothing to qualified families who apply by the October deadline. Assistance given by appointment. Free Bread offered Monday through Friday 8:00a.m.-4:00p.m.
Second Chances Garage, Inc.
528 North Market Street Frederick, MD 21701 240-724-1919 http://www.scgarage.org Second Chances Garage empowers families and individuals with financial challenges to achieve economic and personal independence through car ownership. We provide Low-Cost auto repair to keep their car on the road so they can provide for their family. Second Chances is a 501(c)3 non profit in Frederick Md.
Second Street and Hope, Inc.
8 West Second Street Frederick, MD 21701 301-620-1001 http://www.secondstreetandhope.org Their mission is to alleviate the pain of personal poverty through emergency provision, and eliminate the problem of persistent poverty through personal mentoring and education. Through the charitable financial contributions of the general public and their supporting churches, Second Street & Hope is able to feed, clothe, shelter, and provide spiritual guidance for the homeless, addicted, and working poor of Frederick. Services they freely provide are free nutritious meals, celebrate recovery meetings, addiction counseling, emergency food packages, children and infant needs, emergency cold weather clothing, spiritual comfort, hope and love for the hopeless. Second Street and Hope serves a meal every Wednesday evening before Celebrate Recovery at 6:00p.m. and every Saturday evening at 4:00p.m.
Seton Center Outreach
226 Lincoln Ave Emmitsburg, MD 21727 301-447-6102 http://www.setoncenterinc.org Provides outreach and emergency services, such as payment for rent, utilities, and prescriptions, to individuals/families in crisis in northern Frederick County; supportive visits to individuals/families at home or in nursing homes and hospitals; dental needs assistance; referrals to other agencies/resources; Thrift Shop offers new and nearly new clothing as well as household goods and other items.
Sleep in Heavenly Peace, Inc. MD-Frederick County Chapter
P.O. Box 332 Monrovia, MD 21770 844-432-2337 x 5928 301-785-3524 https://www.shpbeds.org/chapter/md-frederick-co https://www.facebook.com/SHPFrederickCo/ Luke & Heidi Mickelson of Twin Falls Idaho heard children in their town were sleeping on the floor, on couches, or piles of their clothes. They knew that kids who don’t sleep well, face long term health, behavioral, and academic challenges. They started building beds in their garage, but soon found the need bigger than anyone guessed. In 2012, they started Sleep in Heavenly Peace (SHP), a 501(c)(3) non-profit. SHP is an All-volunteer effort. We cut, sand, assemble lumber we buy from the Frederick Lowes stores into twin beds. FREE of charge, we deliver and set up beds, as singles or bunks, with new mattresses, sheets, blankets/quilts, and pillows to needy Frederick Co. families with kids 4 to 17 years old who currently have no bed. If you know of a child sleeping on the floor, go to our website link above and click on "Request a Bed". All the details are there.
Society of St. Vincent de Paul
St. John the Evangelist Roman Catholic Church 114 East Second Street Frederick, MD 21701 301-662-4676 Can provide emergency financial assistance for utilities, rent, prescriptions, etc. Anyone wishing to apply for assistance must have already contacted Frederick County Department of Social Services and the Religious Coalition for Emergency Human Needs.
Student Homelessness Initiative Partnership (SHIP) of Frederick County
P.O. Box 1629 Frederick, MD 21702 240-415-8971 http://www.shipfrederick.com A non-profit community organization that addresses the urgent needs of the hundreds of Frederick County students encountering homelessness. SHIP helps in 4 primary ways: food, clothing, funding of after-school activities, and emergency shelter where no other options exist for the family.
Thrift Shops
Glade Valley Community Services
Goodwill Industries of Monocacy Valley, Inc.
101 Willowdale Drive Frederick, MD 21702 301-360-1342 5831 Buckeystown Pike, Units A/B/C Frederick, MD 21704 301-668-5363 1346 Liberty Rd Eldersburg, MD 21784 410-552-5060 721 Hanover Pike, Unit 101 Hampstead, MD 21074 410-374-5907 805 East Main Street Middletown, MD 21769 240-490-8019 202 East Main Street Thurmont, MD 21788 301-271-2100 8425 Woodsboro Pike Walkersville, MD 21793 301-304-2893 200 Baltimore Boulevard Westminster, MD 21157 410-319-2233 Shops may sell clothing, furniture, household goods, and other items. Please call for hours of operation.
Marvin Chapel Thrift Shop
5101 Woodville Road Mt. Airy, MD 21771 240-344-8718 Shops may sell clothing, furniture, household goods, and other items. Please call for hours of operation.
Salvation Army Thrift Store
919 North East Street Frederick, MD 21701 301-631-2489 Shops may sell clothing, furniture, household goods, and other items. Please call for hours of operation.
Select Seconds Hospital Thrift Shop
8 East Patrick Street Frederick, MD 21701 301-662-8280 Shops may sell clothing, furniture, household goods, and other items. Please call for hours of operation.
Seton Center Thrift Shop
16840 South Seton Avenue Emmitsburg, MD 21727 301-447-6102 Shops may sell clothing, furniture, household goods, and other items. Please call for hours of operation.
St. James Thrift Shop
234 S Main St Mt Airy, MD 21771 Shops may sell clothing, furniture, household goods, and other items. Please call for hours of operation.
St. Paul’s Lutheran Church Thrift Shop
19 West Pennsylvania Avenue Walkersville, MD 21793 301-845-0213 Shops may sell clothing, furniture, household goods, and other items. Please call for hours of operation.
St. Peter’s Thrift Shop
12060 Main Street Libertytown, MD 21762 301-304-5316 Shops may sell clothing, furniture, household goods, and other items. Please call for hours of operation.
United States Department of Agriculture
502 Direct Housing Program
United States Department of Agriculture Rural Development 1260 Maryland Avenue, Suite 105 Hagerstown, MD 21740 301-797-0500 ext. 4 https://www.rd.usda.gov/programs-services/single-family-housing-programs/single-family-housing-direct-home-loans/de Offers subsidized mortgage payments to qualified participants with no points or down payment. Eligibility depends on the location (must be in a rural area), the household size, income, and the cost of the home.
504 Home Repair Program
United States Department of Agriculture Rural Development 1260 Maryland Avenue, Suite 105 Hagerstown, MD 21740 301-797-0500 x5 http://www.rurdev.usda.gov Homeowners in rural areas who need repairs to their home or would like to make improvements, but can’t afford a regular loan, may be eligible for a USDA, Rural Development 1% loan. Senior citizens may be eligible for grant assistance if they are unable to repay a loan for necessity repairs. Both loan and grant programs are available to very-low income homeowners only.
Rural Housing Guarantee Program
United States Department of Agriculture Rural Development 1260 Maryland Avenue, Suite 105 Hagerstown, MD 21740 301-797-0500 x5 http://www.rurdev.usda.gov The Guaranteed Rural Housing (GRH) loan allows a lender to provide 100% financing. The borrower is required to make NO DOWN PAYMENT, nor is mortgage insurance required since Rural Development is providing the lender with a guarantee against loss. You may contact the Rural Development office for a list of lenders as you must apply directly through the lender for your loan request.

Last updated 12/1/2021