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2016/2017 fcc catalog

34

www.frederick.edu

• 301.846.2400

Frederick Community College works to ensure that

all students have equal access to financial assistance

that will help them attend college. FCC participates

in a wide range of federal, state and local financial aid

programs that includes grants, loans, employment,

and scholarships (see chart, page 37).

Eligibility Criteria

Financial Need

–Financial need is the difference

between educational expenses at FCC and the

amount expected from students and/or their families.

The college uses the FAFSA to determine the amount

of financial need.

Citizenship

–Students must be United States

citizens, nationals, or permanent residents of the

United States.

Academic Program

–Students must be enrolled

in or accepted for enrollment in a state-approved

degree or certificate program. For most types of

financial aid, students must enroll in and attend at

least six credit hours or more per semester. Some

financial aid awards have different minimum

enrollments. Some students with exceptional

financial need who are enrolled in less than six credit

hours may receive Pell Grants.

Enrollment Status

–Awards are adjusted for full-

time (at least 12 credit hours), three-quarter-time

(9-11 credit hours) or half-time (6-8 hours) enrollment

after the refund period. Students may receive

financial aid for developmental classes and these

courses will be considered in determining a student’s

enrollment status. (See the academic schedule for the

credit hour equivalent assigned to developmental

classes.)

High School Diploma/GED

–Effective July 1,

2012, federal financial aid applicants must have a

high school diploma or GED, or have completed an

approved home school program.

How to Apply for

Financial Aid

Complete the Free Application for Federal Student

Aid (FAFSA) each year that you plan to attend college.

This form is completed online at www.fafsa.gov.

The school code for Frederick Community College is

002071 and must be listed on the FAFSA to process

student applicant data.

Reapplying: Students must reapply each academic

year to continue receiving financial aid. Each year’s

information is based on the previous year’s federal

tax returns.

Verification

Some students are selected to provide verification

documentation of information submitted on the

FAFSA. Students whose applications are selected

for verification must provide copies of requested

information in order for financial aid to be awarded.

When to Apply/Reapply

The deadline to apply for Maryland State Scholarships

is March 1. A student must complete the FAFSA form

prior to March 1 to be eligible for State Scholarships.

Students who miss this priority deadline should

still file a FAFSA as soon as possible after March 1,

but they may only be considered for federal and

institutional aid. To have your financial aid application

processed prior to the tuition bill due date students

must complete the FAFSA and submit all requested

documentation to the FCC financial aid office at least

30 days prior to payment due date.

Applications submitted after these dates will be

processed as quickly as possible, but financial

aid awards may not be processed in time for the

payment due date.

Transfer Students

Mid-year transfer students planning to attend FCC in

the spring semester who received a Pell Grant in the

fall semester must add Frederick Community College

on their FAFSA. Check with the financial aid office to

find out what additional documents are required.

Transfer students who have a Direct Student Loan

at another college in the fall semester and plan to

attend FCC the following spring semester must

cancel the loan at the prior college and reapply

through FCC. Official academic transcripts should

also be sent to FCC for credit evaluation from any

previously attended institutions.

Recipients of a Maryland State Scholarship should

check with the Maryland State Scholarship

Administration to see if that award can be transferred

to FCC and, if so, to calculate the amount of the

award.

Students should have prior coursework evaluated for

possible transfer credit.

Financial Aid Eligibility:

Satisfactory Academic Progress

Federal regulations require that students make

satisfactory progress toward completion of a degree

or certificate to receive financial aid. Students must

attend their classes, complete all classes in which

they enroll, and obtain passing grades (usually a ‘C’

or better). Students must successfully complete a

minimum percentage of credit hours each semester.

Withdrawing from a class after the semester has

begun can affect current financial aid and future

eligibility. A description of satisfactory progress

requirements is available in the financial aid office.

Students must meet the following completion rate

and minimum grade point averages (all coursework

on the transcript is included, not just the semester(s)

financial aid is received

Total Credits

Attempted

Minimum

Cumulative

GPA

Completion

Rate (of total

attempted)

0-24

2.000

50%

25-45

2.000

60%

46 & above

2.000

70%

Financial aid recipients are required to attend classes

on a regular basis. Failure to attend classes can

result in a reduction or cancellation of financial aid

awards. Financial aid is canceled for classes a student

is enrolled in but never attends. A student cannot

receive financial aid for courses that are audited or

courses that are repeated more than once for a higher

grade.

Typical Expenses used to

Determine Financial Need

The following estimated budgets are used when

calculating the need of average full-time in-county

students (13 credits per semester) for the full

academic year. Budgets for other categories of

students can be obtained from the financial aid office.

2015–2016

Living at

Home

Living Away

from Home

Estimated Tuition

& Fees

$3,632

$3,632

Books & Supplies

1,200

1,200

Room & Board

4,050

8,100

Transportation

1,800

1,800

Personal

1,000

1,000

Total

$11,682

$15,732

Financial Aid